Rohit Dhiman

 In the world of commerce, consumers have a variety of payment methods at their disposal, with credit cards and cash being two prominent options. Both forms of payment offer distinct advantages and drawbacks, shaping the financial habits and preferences of individuals. Credit cards provide convenience, security, and the ability to make purchases without immediate funds, while cash offers simplicity, privacy, and a tangible sense of control over one's expenses. However, each method also carries its own set of limitations and considerations. In this analysis, we will explore the benefits and drawbacks of credit cards and cash , helping consumers make informed decisions about which payment method aligns best with their needs and financial goals. Credit Card: Benefits: Convenience :  Credit cards are widely accepted, making them a convenient payment method for both online and in-person transactions. They eliminate the need to carry large amounts of cash and offer the flexibility t...

Introduction Credit cards, issued by card issuers , are now an essential financial tool for people and their families alike in today’s world. They provide comfort, flexibility, and a variety of advantages. The add-on credit card is one such credit card option, which allows you to extend the advantages of your primary credit card to your loved ones. We will discuss the pros and cons of add-on credit cards in this article to help you make an informed decision. Benefits of Add-On Credit Cards Joint Credit Limit You can set a joint credit limit for all the cards linked to your account when you choose an add-on credit card. This feature aids in the management of your overall spending and ensures responsible usage. It can also be used for budgeting because you can attach particular credit limits to each cardholder. Comfort and Financial Control Add-On credit cards allow you to give a credit card to a member of your family, such as your wife, children, or parents. This enables th...

 Axis Bank Magnus Credit Card and HDFC Diners Club Black Credit Card are two popular credit cards in India that offer a range of benefits and rewards. Let's compare them based on key features , benefits, and rewards to help you make an informed decision. Welcome Benefits: Axis Bank Magnus Credit Card: The card offers a welcome bonus of up to 20,000 reward points upon card activation. HDFC Diners Club Black Credit Card: The card provides a welcome bonus of 10,000 reward points on payment of the annual fee. Rewards Program: Axis Bank Magnus Credit Card: This card offers accelerated rewards on various categories such as online shopping, international spends, and dining. Cardholders earn 10 times the reward points on international spends, 4 times on online shopping, and 2 times on dining. HDFC Diners Club Black Credit Card: With this card, you earn 5 reward points for every Rs. 150 spent. These reward points can be redeemed for travel bookings, luxury hotel stays, and more. Lounge Acce...